Convenience. Low rates. No annual fees.
A Card for Every Step of Your Journey
FAST VIP Visa – Because You’ve Earned the Best
Features:
- Purchases APR*: 11.9%
- Cash Advance APR*: 11.9%
- No Annual Fees
Reward Yourself with Smarter Spending
The FAST VIP Visa is designed for members with strong credit who want to save on interest while managing everyday spending. Enjoy a lower rate and a simple, dependable way to maintain your credit future.
Ideal For:
- Members with strong credit scores
- Everyday purchases at a lower interest rate
FAST Classic Visa – Your Go-To Card for Everyday Spending
Features:
- Purchases APR*: 13.9%
- Cash Advance APR*: 13.9%
- No Annual Fees
Reliable, Simple, Smart
The FAST Classic Visa is designed for dependable, everyday use. Whether you’re managing monthly bills, making a big purchase, or just need a card you can count on, this Classic Visa keeps things simple and affordable
Ideal for:
- Members with established credit
- Everyday purchases at a low rate
FAST Share Secured Visa – Build Credit Safely and Confidently
Features:
- Purchases APR*: 15.9%
- Cash Advance APR*: 15.9%
- No Annual Fees
Securely Build Your Credit
The FAST Share Secured Visa helps you establish or improve your credit while keeping your money safe. Simply deposit funds into your share savings account — your deposit becomes your credit limit. As you use your card responsibly, your funds remain secure and your credit history grows.
Ideal For:
- Anyone looking to build or improve credit
- Learning responsible credit habits
- Gaining credit history the safe, secure way
FAST Start Visa – Kickstart Your Credit Journey
Features:
- Purchases APR* 16.9%
- Cash Advance APR* 16.9%
- No Annual Fees
Start Building Credit with Confidence
Whether you’re just starting out or trying to improve your credit. This entry level unsecured credit card gives you the FAST start you need.
Ideal for:
- First-Time Credit Card Users
- Anyone wanting to improve their credit
- Members seeking a FAST, straightforward way to start their credit journey
Visa Balance Transfers – Save Money Even FASTer!
Features:
- Balance Transfer APR*: 8.99%
- Term: For the life of the balance
- No Transfer Fees
Save More. Stress Less.
FAST's Balance Transfer option is built to help you take control of high-interest credit card debt. Move your balances to FAST and enjoy one low, consistent 8.99% APR* until the balance is paid off. No surprises, no hidden fees.
Ideal for:
- Members looking to save money on existing credit card debt
- Anyone wanting a lower, stable rate to pay down balances FASTer
