Loans for every vehicle

Cars, Trucks, SUVs

New, used, or refinance! Choose FAST Credit Union and get $200 cash & 60 days no payments*.

Recreational Vehicles

We offer great rates on RVs, motorcycles, ATVs, boats, other watercraft, and more!

Lower Your Rate!

By having eStatements and Automatic Payments, you can lower your rate by .5% total.

Rates

Our Lending Superheroes, Johnny & Allie, are excited to talk to you! Se habla español.

$200 & 60 Days no Payments*

*Upon approval, your first payment will be 60-days from the day the loan is funded. Interest/finance charges will accrue. Refinance applies to non-FAST Credit Union loans. By having eStatements and Automatic Payments, you can lower your rate by .5% total. Restrictions may apply, ask for details.

Guaranteed Auto Protection (GAP) Plus

If your vehicle is deemed a total loss, GAP Plus helps cover you.

Mechanical Breakdown Insurance

Keep peace of mind with insurance to cover costly repairs.

Johnny Peña

Allie Garcia

Rates

Auto Loans (by vehicle year)

2023-2025

(Current as of: October 4, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	5.74%	$45	15.24%	$49
36	5.74%	$31	15.24%	$35
48	5.74%	$24	15.49%	$29
60	5.99%	$20	16.74%	$25
72	6.49%	$17	14.24%	$21
84	6.99%	$16	9.74%	$17
New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. *APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.

2019-2023

(Current as of: October 4, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	6.24%	$45	16.24%	$50
36	6.24%	$31	16.24%	$36
48	6.24%	$24	16.49%	$29
60	6.49%	$20	17.49%	$26
72	6.99%	$18	15.49%	$22
84	7.24%	$16	13.24%	$19
*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.

2015-2018

(Current as of: October 4, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	6.74%	$45	16.74%	$50
36	6.74%	$31	16.74%	$36
48	6.74%	$24	17.49%	$30
60	7.49%	$21	17.49%	$26
72	7.74%	$18	16.49%	$22
*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details. For Autos older than 10 years, please contact us for current rates.

RVs (by year)

2023-2025

(Current as of: October 1, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	8.24%	$46	8.49%	$46
36	8.24%	$32	8.49%	$32
48	8.24%	$25	8.74%	$25
60	8.24%	$21	9.49%	$22
72	9.24%	$19	9.49%	$19
84	9.49%	$17	10.74%	$17
120	10.49%	$14	10.99%	$14
* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions apply, ask for details.

2015-2023

(Current as of: October 1, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	8.49%	$46	8.74%	$46
36	8.49%	$32	8.74%	$32
48	8.49%	$25	8.74%	$25
60	9.49%	$21	9.74%	$22
72	9.49%	$19	9.74%	$19
84	10.74%	$17	10.99%	$18
120	11.49%	$15	11.74%	$15
* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions apply, ask for details.

Motorcycle, Boat, ATV, Personal Watercraft (by year)

2023-2025

(Current as of: October 1, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	7.99%	$46	8.99%	$46
36	7.99%	$32	8.99%	$32
48	7.99%	$25	8.99%	$25
60	7.99%	$21	8.99%	$21
72	8.24%	$18	9.24%	$19
* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions may apply, ask an employee for details.

2015-2023

(Current as of: October 1, 2024)

Term in Months	APR* as low as	Estimated Payment per $1,000	APR* up to	Estimated Payment per $1,000
24	8.74%	$46	9.74%	$47
36	8.74%	$32	9.74%	$33
48	8.74%	$25	9.74%	$26
60	8.74%	$21	9.74%	$22
72	8.99%	$19	9.99%	$19
* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions may apply, ask an employee for details.