Loans for every vehicle

Cars, Trucks, SUVs

New, used, or refinance! Choose FAST and get $200 cash & 60 days no payments*.

Recreational Vehicles

We offer great rates on RVs, motorcycles, ATVs, boats, other watercraft, and more!

Lower Your Rate!

By having eStatements and Automatic Payments, you can lower your rate by .5% total.

*Upon approval, your first payment will be 60-days from the day the loan is funded. Interest/finance charges will accrue. Refinance applies to non-FAST loans.

Johnny is excited to talk to you about your loan needs! Se habla español.

Guaranteed Auto Protection (GAP) Plus

If your vehicle is deemed a total loss, GAP Plus helps cover you. 

Mechanical Breakdown Insurance

Keep peace of mind with insurance to cover costly repairs.

Johnny Pena

Rates

Auto Loans (by vehicle year)
2019-2021

(Current as of: March 23, 2020)

Term in MonthsAPR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
242.99%$4312.49%$47
362.99%$2912.49%$33
482.99%$2212.74%$27
602.99%$1813.74%
$23
723.49%$1511.24%$19
843.99%$146.74%$15

New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. *Limited terms available.

2015-2019

(Current as of March 23, 2020)

Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
243.49%$4313.49%$48
363.49%$2913.49%
$34
483.49%$2213.74%$27
603.49%$1814.74%
$24
723.99%$1612.49%$20
844.49%$1410.49%$17

2011-2014

(Current as of March 23, 2020)

Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
243.99%$4313.99%$48
363.99%$3013.99%$34
483.99%$2314.99%$28
604.49%$1916.99%
$25
724.74%$1613.49%$20

*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Restrictions may apply, ask an employee for details. For Autos older than 10 years, please contact us for current rates.

RVs

RV Model Years 2019 - 2021 (Current as of: Dec 31, 2019)

Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
242019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.24%
$44
$46
6.24%
6.49%
$44
$45
362019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.24%
$30
$31
6.24%
6.49%
$31
$31
482019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.24%
$23
$24
6.49%
6.49%
$24
$24
602019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
7.24%
$19
$20
7.24%
7.49%
$20
$20
722019-2021
2011-2019
Older - See personal or equity loan rates
6.99%

7.24%
$17
$17
7.24%

7.49%
$17
$17
842019-2021
2011-2019
Older - See personal or equity loan rates
7.24%
8.49%
$15
$16
8.49%
8.74%
$16

$16
1202019-2021
2011-2019
Older - See personal or equity loan rates
7.99%
9.24%
$12
$13
8.74%
9.49%
$13

$13

* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions apply, ask for details.

Motorcycle, Boat, ATV, Personal Watercraft

Motorcycle, Boats, ATVs, and Personal Watercraft Loan Rates

Motorcycle, Boats, ATVs, Personal Watercraft (Current as of Dec 31, 2019)
Term in MonthsModel YearAPR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
242019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$466.99%
7.74%
$45
362019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$316.99%
7.74%
$31
482019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$246.99%
7.74%
$24
602019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$206.99%
7.74%
$20
722019-2021
2011-2019
Older - See personal or equity loan rates
6.24%
6.99%
$177.24%
7.99%
$18

* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions may apply, ask an employee for details.