Different checking accounts for different needs!
The Checking Account that Pays
Who pays members 4.07% APY*? FAST does!
Earn 4.07% APY* on up to $15,000 in your Rewards Checking Account, plus ATM fee refunds of up to $25/month!**
It's as simple as 1,2,3
- Make 12 debit card transactions that post and settle to your account monthly
- Have a direct deposit or an automatic payment from your account
- Receive electronic statements (eStatements)
*APY = Annual Percentage Yield. One personal account per person with minimum opening deposit of $.05 and $.05 minimum balance to earn dividends. 4.07% APY on balances up to $15,000. Balances above $15,000 earn .10%. Rates are subject to change after account opening. Fees may reduce the earnings on account. If qualifications are met monthly, the following will be credited to the account the following month:(1) Domestic ATM fees incurred will be reimbursed up to $25; (2) Interest earned; see Rate Addendum and Disclosures at www.fastcu.com. Qualifying transactions must post and settle to your account during the calendar month. ATM-processed transactions do not count toward qualifying debit card transactions.
All the convenience, none of the fees.
You get:
- Debit card
- Access to thousands of fee-free ATM's nationwide
- Unlimited check writing
- Free Online Banking
- No monthly fees!
Looking to open an account for your business, organization, or even school? This is the account for you!
You get:
- Unlimited Check Writing
- Earn dividends*
Round Up Savings program gives you the power to save money by rounding each of your FAST debit card transactions to the nearest whole dollar amount. The difference is transferred from your checking account to your savings.
Click here to start saving!
Checking/Spending Account Rates
(Current as of: June 1, 2026)| Account | Min to earn | APY^ | Dividend |
|---|---|---|---|
| Rewards | $0.05 | 4.07% | 4.00% |
| Organization | $5,000 | 0.05% | 0.05% |
| Business | $10,000 | 0.05% | 0.05% |
^APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. |
|||
Reorder Checks
Two easy ways to reorder checks!
- Stop by one of our branches
- Order directly from Harland Clarke
