Account Rates

Savings Accounts

Savings Rates

Savings Rates (Current as of: Aug 05, 2019)
AccountMinimumDividend Rate^Annual Percentage Yield (APY^)
Regular$500<
$5,000
$10,000
0.03%
0.08%
0.19%
0.03%
0.08%
0.19%
think:FAST Student (age 13-17)$25
$5,000
$10,000
0.03%
0.08%
0.19%
0.03%
0.08%
0.19%
Classic Club (age 55+)$2,000
$5,000
$10,000
0.06%
0.11%
0.22%
0.06%
0.11%
0.22%
Uniform Transfer/Gift to Minors (UTMA or UGMA)$25

$5,000

$10,000
0.03%

0.08%

0.19%
0.03%

0.08%

0.19%
Christmas & Vacation Club$200

$5,000

$10,000
0.03%

0.08%

0.19%
0.03%

0.08%

0.19%
IRA$5000.10%0.10%

^APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information.

Checking Accounts

(Current as of Aug 05, 2019)

AccountMinimumDividend Rate^Annual Percentage Yield (APY^)
Rewards$0.053.00%3.04%
Elite$5,0000.05%0.05%
Classic Club (age 55+)$5,0000.05%0.05%
Organization$5,0000.05%0.05%
Business$10,0000.05%0.05%

^APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information.


Share Certificates (CD)

(Current as of: April 1, 2020)

TermMinimumTermDividend Rate*(Annual Percentage Yield) APY*
Share Certificate$5006 Month
1 Year
2 Year
3 Year
0.50%
0.65%
0.75%
1.00%
0.50%
0.65%
0.75%
1.00%
Share Certificate$2,5006 Month
1 Year
2 Year
3 Year
0.65%
0.75%
0.85%
1.10%
0.65%
0.75%
0.85%
1.11%
Classic Club Share Certificate$2,5006 Month
1 Year
2 Year
3 Year
0.70%
0.80%
0.90%
1.15%
0.70%
0.80%
0.90%
1.16%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.

IRA

(Current as of: April 1, 2020)

TermMinimumTermDividend Rate*(Annual Percentage Yield) APY*
IRA Savings$5000.10%0.10%
IRA Share CertificateIRA $2,0001 Year
2 Year
3 Year
0.85%
1.00%
1.10%
0.85%
1.00%
1.11%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.