Loan Rates

Auto Loans (by vehicle year)
2019-2021

Auto Loan Rates - 2019-2021

Autos Model Year 2019 - 2021 (Current as of: March 23, 2020)
Term in MonthsAPR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
242.99%$4312.49%$47
362.99%$2912.49%$33
482.99%$2212.74%$27
602.99%$1813.74%
$23
723.49%$1511.24%$19
843.99%$146.74%$15

New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. *Limited terms available.

2015-2019

Auto Loans - 2015 - 2019

Auto Model Year 2015 - 2019 (Current as of March 23, 2020)
Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
243.49%$4313.49%$48
363.49%$2913.49%
$34
483.49%$2213.74%$27
603.49%$1814.74%
$24
723.99%$1612.49%$20
844.49%$1410.49%$17

2011-2014

Auto Loan Rates - 2011 - 2014

Auto Model Year 2011 - 2014 (Current as of March 23, 2020)
Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
243.99%$4313.99%$48
363.99%$3013.99%$34
483.99%$2314.99%$28
604.49%$1916.99%
$25
724.74%$1613.49%$20

*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Restrictions may apply, ask an employee for details. For Autos older than 10 years, please contact us for current rates.

RVs

RV Rates

RV Model Years 2019 - 2021 (Current as of: Dec 31, 2019)
Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
242019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.24%
$44
$46
6.24%
6.49%
$44
$45
362019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.24%
$30
$31
6.24%
6.49%
$31
$31
482019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.24%
$23
$24
6.49%
6.49%
$24
$24
602019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
7.24%
$19
$20
7.24%
7.49%
$20
$20
722019-2021
2011-2019
Older - See personal or equity loan rates
6.99%

7.24%
$17
$17
7.24%

7.49%
$17
$17
842019-2021
2011-2019
Older - See personal or equity loan rates
7.24%
8.49%
$15
$16
8.49%
8.74%
$16

$16
1202019-2021
2011-2019
Older - See personal or equity loan rates
7.99%
9.24%
$12
$13
8.74%
9.49%
$13

$13

* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions apply, ask for details.

Motorcycle, Boat, ATV, Personal Watercraft

Motorcycle, Boats, ATVs, and Personal Watercraft Loan Rates

Motorcycle, Boats, ATVs, Personal Watercraft (Current as of Dec 31, 2019)
Term in MonthsModel YearAPR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
242019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$466.99%
7.74%
$45
362019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$316.99%
7.74%
$31
482019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$246.99%
7.74%
$24
602019-2021
2011-2019
Older - See personal or equity loan rates
5.99%
6.74%
$206.99%
7.74%
$20
722019-2021
2011-2019
Older - See personal or equity loan rates
6.24%
6.99%
$177.24%
7.99%
$18

* APR = Annual Percentage Rate. Rates subject to change, based on credit and qualifications met. Restrictions may apply, ask an employee for details.

 

Personal Loan

Personal Loan Rates

Personal Loan Rates (Current as of March 23, 2020)
Term DescriptionAPR* as low asAPR* up to
Personal
8.99%17.99%
Student Ag (FFA Animal)***7.99%7.99%
Teacher**7.99%7.99%
Savings or CD Secured^3% above APR on savings or CD
(rounded up to quarter percent)

*APR = Annual Percentage Rate. Restrictions apply, ask for details. **$2,000, 12 month term with teacher's contract, direct deposit and automatic payments. ***18 month term with additional qualifications. ^Secured means a hold is placed on the money in your Savings or CD, and you are given a loan for the amount held. Certain Restrictions apply, ask an employee for details.

Account Rates

Savings Accounts

Savings Rates

Savings Rates (Current as of: Aug 05, 2019)
AccountMinimumDividend Rate^Annual Percentage Yield (APY^)
Regular$500<
$5,000
$10,000
0.03%
0.08%
0.19%
0.03%
0.08%
0.19%
think:FAST Student (age 13-17)$25
$5,000
$10,000
0.03%
0.08%
0.19%
0.03%
0.08%
0.19%
Classic Club (age 55+)$2,000
$5,000
$10,000
0.06%
0.11%
0.22%
0.06%
0.11%
0.22%
Uniform Transfer/Gift to Minors (UTMA or UGMA)$25

$5,000

$10,000
0.03%

0.08%

0.19%
0.03%

0.08%

0.19%
Christmas & Vacation Club$200

$5,000

$10,000
0.03%

0.08%

0.19%
0.03%

0.08%

0.19%
IRA$5000.10%0.10%

^APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information.

Checking Accounts

(Current as of Aug 05, 2019)

AccountMinimumDividend Rate^Annual Percentage Yield (APY^)
Rewards$0.053.00%3.04%
Elite$5,0000.05%0.05%
Classic Club (age 55+)$5,0000.05%0.05%
Organization$5,0000.05%0.05%
Business$10,0000.05%0.05%

^APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information.


Share Certificates (CD)

(Current as of: April 1, 2020)

TermMinimumTermDividend Rate*(Annual Percentage Yield) APY*
Share Certificate$5006 Month
1 Year
2 Year
3 Year
0.50%
0.65%
0.75%
1.00%
0.50%
0.65%
0.75%
1.00
Share Certificate$2,5006 Month
1 Year
2 Year
3 Year
0.65%
0.75%
0.85%
1.10%
0.65%
0.75%
0.85%
1.11%
Classic Club Share Certificate$2,5006 Month
1 Year
2 Year
3 Year
0.70%
0.80%
0.90%
1.15%
0.70%
0.80%
0.90%
1.16%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.

IRA

(Current as of: April 1, 2020)

TermMinimumTermDividend Rate*(Annual Percentage Yield) APY*
IRA Savings$5000.10%0.10%
IRA Share CertificateIRA $2,0001 Year
2 Year
3 Year
0.85%
1.00%
1.10%
0.85%
1.00%
1.11%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.