For a term investment with higher dividends, consider a Share Certificate (CD).
Share Certificate Rates
Share Certificate (CD) Rates
(Current as of: November 1, 2025)
Type
Min to earn dividends
Term
APY*
Dividend Rate*
Share Certificate
$500
6 Month
1 Year
2 Year
3 Year
3.00%
3.35%
3.45%
3.50%
2.96%
3.30%
3.40%
3.45%
Share Certificate
$2,500
6 Month
1 Year
2 Year
3 Year
3.00%
3.40%
3.50%
3.50%
2.96%
3.35%
3.45%
3.45%
Classic Club Share Certificate
$2,500
6 Month
1 Year
2 Year
3 Year
3.05%
3.40%
3.55%
3.55%
3.01%
3.35%
3.49%
3.49%
*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.