Share Certificates (CDs)

For a term investment with higher dividends, consider a Share Certificate. FAST offers Share Certificates with great rates and many different terms shown below. You can also contact us to talk to an investment executive to see what other options you may have. Feel free to check out FAST Financial Services located at FAST Credit Union. 

Share Certificates Rates (Current as of: Oct 20, 2017)

Account TypeMinimumDividend Rate*(Annual Percentage Yield) APY*
6 Months$500+0.41%0.41%
1 Year$500+0.53%0.53%
2 years$500+0.70%0.70%
3 years$500+0.90%0.90%
6 Months$2,500+0.46%0.46%
1 Year$2,500+0.58%0.58%
2 Years$2,500+0.75%0.75%
3 Years$2,500+1.00%1.00%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.

IRA Share Certificate Rates (Current as of: Oct 20, 2017)

Account TypeMinimumDividend Rate*Annual Percentage Yield (APY*)
1 year$2,000+0.60%0.60%
2 year$2,000+0.77%0.77%
3 year$2,000+1.01%1.01%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.

Classic Club Share Certificate Rates (Current as of: Oct 20, 2017)

TermMinimumDividend Rate*Annual Percentage Yield (APY*)
6 Months$2,500+0.50%0.50%
1 Year$2,500+0.60%0.60%
2 years$2,500+0.80%0.80%
3 years$2,500+1.05%1.05%

*APY = Annual Percentage Yield and is based on minimum balance and other qualifications met. This may differ from account statement, which will show the actual Annual Percentage Yield Earned (APYE). Fees may reduce earnings. Dividends paid monthly. See specific account disclosures for more detailed information. Early withdrawal penalty may be imposed.

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