Auto Loan Rates

There's great benefits of driving with FAST. For starters, lower your rate by .25% for each of the following (.50% for all - included in rates below):

  • Having eStatements
  • Have Automatic Payments

New Auto Loan Rates: Model Year 2016 - 2018 (Current as of: Dec 16, 2017)

Term APR* as
low as
Estimated Payment
per $1,000
APR* up toEstimated Payment
per $1,000
24 months2.99%$4312.74%$47
36 months2.99%$2912.74%$34
48 months2.99%$2212.99%$27
60 months2.99%$1813.99%
$23
72 months3.24%$1514.74%$21
84 months3.49%$1316.74%$20

New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles.

Used Auto Loan Rates: Model Year 2012-2016 (Current as of: Dec 16, 2017)

Term APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
24 months3.24%$4313.74%$48
36 months3.24%$2913.74%
$34
48 months3.24%$2213.99%$27
60 months3.24%$1814.99%
$24
72 months3.49%$1515.74%$22
84 months3.74%$1417.49%$21

Used Auto Loan Rates: Model Year 2008 - 2011 (Current as of: Dec 16, 2017)

Term APR* as low asAPR* up to
24 months4.29%14.24%
36 months4.29%14.24%
48 months4.29%15.24%
60 months4.74%17.24%
72 months4.74%17.49%

*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Restrictions may apply, ask an employee for details.
For Autos older than 10 years, please contact us for current rates.

Share Secured Loan Rates (Current as of: Dec 16, 2017)

Term APR*
Share Savings Secured Loan3% above share savings rate, round up to the nearest quarter percent
Share Certificate Secured Loan3% above share certificate rate, round up to the nearest quarter percent

Secured means we put a hold on the funds in either your Share Savings Account or Share Certificate and give you a loan for the amount held. Certain Restrictions apply, ask an employee for details.

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