FAST:Auto

Looking to lower your payments on your current auto? Get your loan at FAST and have no payments for 60 days. You even get $150!

FAST Credit Union Auto Loan Promotion - Get 60 Days No payments on your auto loan - plus if you refinance your auto loan you also get $150

 

 

Auto Loans

Here’s our commercial done by the students at Sierra Pacific High School! Check it out.

 

 

 

There's great benefits of driving with FAST. For starters, lower your rate by .25% for each of the following (.50% for all - included in rates below):

          • Having eStatements
          • Having Automatic Payments 

 

Auto Buying Services 

With AutoSmart, you have all the tools to research a vehicle, locate dealers, and have them compete for your business.

With AutoLand, you have the same tools as above, plus they’ll do all the work for you - saving you time! You can call them at 1-800-234-6999, tell them what you’re looking for and they’ll do the rest! 

Guaranteed Auto Protection (GAP) Plus

If your vehicle is stolen or damaged and deemed a total loss, GAP Plus pays the difference between what your insurance pays and what you owe.

GAP Plus can be purchased for your auto. GAP plus pays the difference between what your insurance pays and what you owe if your vehicle is stolen or damaged and deemed a total loss.

Plus, $1,000 reduction toward your next auto loan at FAST!^ FAST Members Pay $395.

 
 
 

Mechanical Breakdown Insurance

Protect your vehicle against costly repairs. Claims are paid instantly and you can be reimbursed for towing and a rental car. Comparable coverage and substantially lower cost than when paying at the dealership.

 

**Available only to non-FAST Credit Union Loans. If approved, the terms and conditions of your loan agreement are unchanged except there will not be a regular payment required during the first 60 days. The interest/finance charges will continue to accrue until the loan is paid in full. Loan maturity date will be extended. $150 wil be deposited to your account. Certain restrictions apply. Ask an employee for details.

^If financed within 60 days of the GAP claim settlement. GAP will cover up to 5 payments skipped. Subject to certain exclusions and benefit limitations. This information is intended to provide an outline of the terms and conditions of the Guarantedd Auto Protection (GAP) Plus program. Refer to your GAP Plus Addendum or Certificate for all terms and conditions. Certain restrictions apply. Ask an employee for details.
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

New Auto Loan Rates: Model Year 2016 - 2018 (Current as of: Oct 20, 2017)

Term APR* as
low as
Estimated Payment
per $1,000
APR* up toEstimated Payment
per $1,000
24 months2.49%$4312.24%$47
36 months2.49%$2912.24%$33
48 months2.49%$2212.49%$27
60 months2.49%$1813.49%
$23
72 months2.99%$1514.49%$21
84 months3.24%$1316.49%$20

New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles.

Used Auto Loan Rates: Model Year 2012-2016 (Current as of: Oct 20, 2017)

Term APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000
24 months2.74%$4313.24%$48
36 months2.74%$2913.24%
$34
48 months2.74%$2213.49%$27
60 months2.74%$1814.49%
$24
72 months3.24%$1515.49%$21
84 months3.49%$1317.49%$21

Used Auto Loan Rates: Model Year 2008 - 2011 (Current as of: Oct 20, 2017)

Term APR* as low asAPR* up to
24 months3.79%13.74%
36 months3.79%13.74%
48 months3.79%14.74%
60 months4.24%16.74%
72 months4.49%17.49%

*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Restrictions may apply, ask an employee for details.
For Autos older than 10 years, please contact us for current rates.

Share Secured Loan Rates (Current as of: Oct 20, 2017)

Term APR*
Share Savings Secured Loan3% above share savings rate, round up to the nearest quarter percent
Share Certificate Secured Loan3% above share certificate rate, round up to the nearest quarter percent

Secured means we put a hold on the funds in either your Share Savings Account or Share Certificate and give you a loan for the amount held. Certain Restrictions apply, ask an employee for details.

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