Auto Loans

Get $200 & no payments for 2 months on New, Used, or Refinanced auto loans!

Looking to buy a new or used car, truck or SUV? Or lower your payments on your current loan? Choose FAST and get $200 plus skip two payments*.

Lower your rate by .25% for each of the following (.50% for all - included in rates below):

• Having eStatements
• Having Automatic Payments




Video by Students from Sierra Pacific High School!




Auto Buying Services 

AutoSmart online search.

AutoLand online search, OR you can call them at 1-800-234-6999, tell them what you’re looking for and they’ll do the rest! 


Comparable coverage and substantially lower cost than when paying at the dealership...


Guaranteed Auto Protection (GAP) Plus

If your vehicle is deemed a total loss, GAP Plus pays the difference between what your insurance pays and what you owe.

Plus, $1,000 credit toward your next auto loan at FAST!**


Mechanical Breakdown Insurance

Protect your vehicle against costly repairs. Claims are paid instantly and you can be reimbursed for towing and a rental car.


*If approved, the terms and conditions of your loan agreement are unchanged except there will not be a regular payment required during the first 60 days. The interest/finance charges will continue to accrue until the loan is paid in full. Loan maturity date will be extended. $200 will be deposited to your account. Refinance applies to non-FAST Credit Union loans,

**If financed within 60 days of the GAP claim settlement. GAP will cover up to 5 payments skipped. Subject to certain exclusions and benefit limitations. This information is intended to provide an outline of the terms and conditions of the Guaranteed Auto Protection (GAP) Plus program. Refer to your GAP Plus Addendum or Certificate for all terms and conditions. 














Autos Model Year 2018 - 2020 (Current as of: Nov 20, 2019)

Term in MonthsAPR* as
low as
Estimated Payment
per $1,000
APR* up toEstimated Payment
per $1,000

New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles.
*Limited terms available.

Auto Model Year 2014-2018 (Current as of: Nov 20, 2019)

Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000

Auto Model Year 2010 - 2013 (Current as of: Nov 20, 2019)

Term in Months APR* as low asEstimated Payment per $1,000APR* up toEstimated Payment per $1,000

*APR = Annual Percentage Rate. Rates subject to change, are based on credit and qualifications met. Restrictions may apply, ask an employee for details.
For Autos older than 10 years, please contact us for current rates.

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